Fintech-as-a-Service (FaaS)

Fintech-as-a-Service powered through one unified platform

Fintech-as-a-Service provides a managed delivery option using the same BearlaPay platform. Where applicable, BearlaPay can operate specific services directly as a Canadian MSB, while regulated banking functions such as IBAN issuance, payment rail access, card issuing and acquiring are delivered through integrated partners.

Faster Time to Market

Launch quickly with managed delivery and operational coverage

Managed Services

BearlaPay operates services directly where applicable

Partner Integration

Access regulated banking functions through integrated partners

Service Delivery Model

A managed approach combining BearlaPay-operated services with partner-delivered regulated banking functions.

Your Business Single Platform Integration BearlaPay Platform Unified Dashboard • Workflow Design • Reporting Structure Product Modularity • Operational Coverage BearlaPay Operated Canadian MSB Services Service A Direct Operation Service B Direct Operation Partner Delivered Regulated Banking Functions IBAN Issuance Partner Rail Card Issuing Partner Rail Payment Rails Partner Rail Managed Services Partner Rails

What You Get

The same powerful platform with managed delivery options for faster time to market and operational simplicity.

Single Operating Model

The same dashboard, workflow design and reporting structure across all services, whether BearlaPay-operated or partner-delivered.

  • Unified dashboard experience
  • Consistent workflow design
  • Standardized reporting structure

Product Modularity

Activate the capabilities you need per tenant or client segment. Mix and match services based on your requirements.

  • Per-tenant activation
  • Client segment configuration
  • Flexible capability mix

Operational Coverage

Consistent onboarding, controls, monitoring and support workflows across all services and partners.

  • Standardized onboarding
  • Unified controls & monitoring
  • Consistent support workflows

Partner Orchestration

Access partner-delivered rails through one control layer. Seamless integration of regulated banking functions.

  • Unified control layer
  • Integrated partner rails
  • Regulated banking functions

How It's Typically Used

Fintech-as-a-Service is used when time to market and operational simplicity are the priority, or when you want a managed approach for specific products, corridors or client types while still using a single platform model across the business.

Ideal For:

  • Teams prioritizing speed to market
  • Businesses wanting operational simplicity
  • Managed delivery for specific products or corridors
  • Single platform model across the business

Outcomes

Reduced operational lift, faster launches, and a repeatable operating model across products and client types.

Faster Launches

Get to market quickly with managed delivery and operational coverage.

Reduced Operational Lift

Less internal operational overhead with managed services and partner integration.

Repeatable Model

Consistent operating model that scales across products and client types.

Scalable Expansion

Add corridors, products and partner options without rebuilding core systems. The platform grows with your business.

New Corridors

Expand into new geographic markets and payment corridors without rebuilding infrastructure.

New Products

Activate additional products and capabilities per tenant without replatforming.

Partner Options

Add new partner options and providers while maintaining the same control layer.