Integrate once and orchestrate payments, accounts, cards and crypto through one unified API and a fully white label, multi-tenant dashboard.
BearlaPay is built to be deployed in two ways, giving you flexibility in how you operate.
BearlaPay is your software control layer — orchestration, operations tooling, ledger representation, eventing, reporting and multi-tenant management — while you control your provider contracts and your regulated perimeter.
Learn more →You use the same platform and operating model, with BearlaPay operating specific services directly as a Canadian MSB where applicable, while regulated banking functions are delivered through integrated partners.
Learn more →Most teams integrate multiple PSPs, EMIs, issuers, VASPs, FX providers and banks — then rebuild reporting, reconciliation, risk controls and operational workflows around each one. BearlaPay replaces that complexity with one consistent operating layer across providers.
One integration across payments, accounts, cards and crypto. Connect once and activate modules through configuration.
Consistent statuses, workflows, controls and reporting across all providers and modules.
Operations, support, monitoring and audit trails all in one unified interface.
Add and change providers without replatforming. Scale your stack as you grow.
Connect to the unified API and webhooks.
Add your existing partners, or use integrated rails where required.
Set limits, rules, routing preferences, entitlements and workflows.
Standardised monitoring, casework, dispute handling and reporting.
Expanding across rails and corridors with a unified platform.
Running multi-acquirer strategies with intelligent routing.
Needing multi-party money movement and payouts.
Embedding finance under their own brand.
Adding compliant fiat rails and on/off ramp capabilities.
Scaling payments and expanding into finance products without operational chaos.
A unified platform that combines payment orchestration, digital wallets, card issuing, and compliance in one powerful solution.
Route payments intelligently across multiple providers, optimize for cost and success rates, and maintain full control over your payment flow.
Learn more →Issue virtual and physical IBAN accounts, manage multi-currency wallets, and enable instant transfers across borders.
Learn more →Launch virtual and physical cards programmatically. Full control over card lifecycle, limits, and spending rules.
Learn more →Seamlessly convert between fiat and cryptocurrency. Support multiple blockchains and provide smooth user experiences.
Learn more →Automated KYC/AML checks, fraud detection, and regulatory compliance. Stay ahead of requirements with AI-powered risk assessment.
Learn more →Real-time balance management, automated reconciliation, and multi-currency treasury operations. Full financial control.
Learn more →Join leading fintechs, PSPs, and platforms that trust BearlaPay for their payment orchestration needs.