Embedded Finance

Launch embedded finance without rebuilding core infrastructure

Embed accounts, wallets, FX, cards and crypto flows into your product through one platform integration, then enable modules and controls per tenant as you scale.

One Integration, Multiple Modules

BearlaPay Platform One Integration Wallets & IBAN Payments Orchestration Cards Issuing Crypto On/Off Ramp Treasury & Settlements Compliance & Risk FX Conversion Your Product

Typical Outcomes

Faster launches, consistent operational controls across embedded products, and a scalable approach that supports expansion into new rails and partners without repeated platform rebuilds.

Faster Launches

Get to market quickly with one platform integration instead of building multiple provider connections.

Consistent Controls

Unified operational controls across all embedded products and modules.

Scalable Expansion

Add new rails and partners without rebuilding your platform infrastructure.

Common Challenges This Solves

Embedded finance often fails due to operational complexity, not technical limitations.

Fragmented Providers

Multiple providers create inconsistent operational workflows, different status models, and fragmented reporting.

  • Inconsistent workflows per provider
  • Different status models
  • Fragmented reporting

Multiple Back-Office Tools

Separate tools for onboarding, support, and monitoring create operational overhead and reduce visibility.

  • Separate onboarding systems
  • Fragmented support tools
  • Disconnected monitoring

Rebuilt Reconciliation

Finance teams rebuild reconciliation processes per provider, multiplying operational overhead.

  • Provider-specific processes
  • Manual reconciliation work
  • Operational overhead

Slow Expansion

Adding new capabilities and corridors requires rebuilding integrations and operational workflows.

  • Rebuild integrations
  • Recreate workflows
  • Delayed time to market

How BearlaPay Delivers Embedded Finance

One platform integration that enables modular activation and consistent operations across all embedded products.

Enable Modules Per Tenant

Activate the modules you need per tenant without rebuilding integrations. Start with payments, add wallets, then cards—all through configuration.

  • No rebuild required
  • Configuration-based activation
  • Per-tenant customization

Standardized Workflows

Standardise onboarding and operational workflows through one dashboard. Consistent experience across all embedded products.

  • Unified dashboard
  • Consistent onboarding
  • Standardized operations

Consistent Controls

Apply consistent limits, rules and monitoring across products. One control layer for all embedded finance capabilities.

  • Unified limits & rules
  • Cross-product monitoring
  • Consistent compliance

Partner Orchestration

Orchestrate partner rails where regulated programmes are required. Access banking functions through one control layer.

  • Regulated programme access
  • Unified control layer
  • Seamless integration

Relevant Modules

Activate the modules you need to build comprehensive embedded finance capabilities.

Wallets & IBAN

Multi-currency accounts

Payment Orchestration

Multi-provider routing

Card Issuing

Virtual & physical cards

Compliance & Risk

KYC/AML controls

Treasury & Settlements

Unified reporting

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