Platform Architecture

Microservice architecture built for redundancy and scale

BearlaPay is built on a microservice architecture designed for high availability, scalable product activation, and multi-partner orchestration.

Architecture Components

A unified platform built on microservices, designed for reliability, scalability, and operational excellence.

Microservices Architecture Overview

API Gateway Rate Limiting • Request Signing • Unified Entry Orchestration Routing • Connectors Multi-Partner Redundancy Service 1 Ledger Engine Double-Entry Atomic Records Transaction Log Service 2 Compliance KYC/KYB AML Hooks Screening Service 3 Webhooks Real-Time Events Notifications Event Streaming Service 4 Reporting Analytics Settlement Service 5 Multi-Tenant Configuration Limits & Billing Service 6 Request Flow Data Flow Client Applications

API Gateway

A single unified entry point with rate limiting and request signing, providing secure and controlled access to all platform services.

  • Unified entry point
  • Rate limiting & request signing
  • Secure access control

Orchestration Layer

Routes across partners through pluggable connectors to enable multi-partner redundancy, ensuring high availability and optimal routing.

  • Pluggable connectors
  • Multi-partner redundancy
  • Intelligent routing

Ledger Engine

Designed for atomic, double-entry transaction records, ensuring data integrity and accurate balance representation across all operations.

  • Atomic transactions
  • Double-entry accounting
  • Data integrity

Compliance Layer

Supports KYC/KYB orchestration, AML hooks and sanctions screening, providing comprehensive compliance controls across all operations.

  • KYC/KYB orchestration
  • AML hooks & screening
  • Sanctions screening

Webhooks & Notifications

Delivers real-time events and notifications, enabling immediate integration with downstream systems and operational workflows.

  • Real-time events
  • Event streaming
  • Reliable delivery

Reporting & Analytics

Unifies transaction and settlement reporting, providing comprehensive analytics and insights across all platform operations.

  • Unified reporting
  • Transaction analytics
  • Settlement reporting

Multi-Tenant Management

Supports per-client configuration, limits and billing, enabling true multi-tenant operations with complete isolation and customization.

  • Per-Client Configuration

    Customize settings, workflows, and integrations for each tenant independently.

  • Flexible Limits & Controls

    Configure transaction limits, rate limits, and operational controls per tenant.

  • Billing & Usage Tracking

    Track usage, generate billing, and manage subscriptions for each client independently.

Key Benefits

Complete Isolation
Each tenant operates in complete isolation with separate data and configurations.
Customizable Workflows
Tailor workflows, integrations, and features to each tenant's specific needs.
Scalable Architecture
Scale to thousands of tenants without performance degradation.

Architecture Benefits

Built for reliability, scalability, and operational excellence.

High Availability

Microservice architecture ensures redundancy and fault tolerance, minimizing downtime and ensuring continuous operations.

Scalable Design

Scale individual components independently to meet demand, enabling efficient resource utilization and cost optimization.

Modular Activation

Activate products and features per tenant without replatforming, enabling rapid expansion and customization.