Payments Modernization

Modernise acceptance while improving control and resilience

Upgrade payment performance by orchestrating multiple providers, controlling routing and fallbacks, and standardising reconciliation and disputes.

Typical Outcomes

Better conversion through routing optimisation, less downtime impact through resilience, and a finance and operations model that remains consistent across providers.

Better Conversion

Optimize routing to maximize success rates and improve payment acceptance.

Less Downtime

Resilient architecture minimizes downtime impact through automatic failover.

Consistent Model

One operating model across all providers for finance and operations.

Common Challenges This Solves

Modern payment stacks face operational complexity that impacts performance and scalability.

Single-Acquirer Fragility

Relying on a single acquirer creates avoidable downtime and reduces payment resilience.

Hard-Coded Routing Logic

Provider-by-provider routing logic embedded in code makes changes slow and risky.

Inconsistent Dispute Handling

Different evidence requirements and dispute workflows per provider create operational overhead.

Settlement Complexity

Settlement formats and reconciliation processes multiply with scale, creating manual work.

How BearlaPay Modernises Payments

One platform that standardizes operations while improving performance and resilience.

Centralise Routing Rules

Centralise routing rules, fallbacks and controlled retries. Configure routing logic without code changes.

  • Configurable routing rules
  • Automatic fallbacks
  • Controlled retries

Consistent Statuses

Maintain consistent statuses and eventing across providers. One status model for all integrations.

  • Unified status model
  • Consistent eventing
  • Provider normalization

Standardise Disputes

Standardise dispute workflows and operational handling. One process for all providers.

  • Unified workflows
  • Consistent evidence handling
  • Operational efficiency

Unify Reporting

Unify settlement reporting and reconciliation structures. One model for finance teams.

  • Standardized reporting
  • Unified reconciliation
  • Consistent structures

Relevant Modules

The modules that power payments modernization.

Payment Orchestration

Multi-provider routing and control

Treasury & Settlements

Unified reporting and reconciliation

Compliance & Risk

Consistent controls across providers

Talk to a Solutions Specialist